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FinTech & Banking

FinTech & Banking Pentesting & VAPT

Pentesting for digital banks, neo-banks, payment gateways, lending platforms and wealth-tech.

Why it matters

Modern fintech apps move fast — but a single broken-auth bug, IDOR or business-logic flaw can drain wallets, leak PII or trigger RBI, PCI-DSS and SOC 2 violations. StartSecure delivers hacker-led pentesting purpose-built for India's RBI guidelines, PCI-DSS 4.0 and global banking regulators.

Top threats we find

Attack patterns specific to FinTech & Banking

Account takeover & broken auth

JWT confusion, OTP bypass, weak password reset, session fixation across web/mobile/API.

Payment & ledger tampering

Race conditions in fund transfers, negative-amount abuse, duplicate-charge bypass and chargeback fraud paths.

KYC & PII leakage

IDOR on customer profiles, exposed AML/KYC pipelines, S3 / Azure Blob misconfigurations.

Open-banking API abuse

OAuth scope confusion, scope-creep on consent flows, mass-assignment in REST/GraphQL endpoints.

How we pentest

Our fintech & banking testing approach

01

Threat-modeled scoping

We map your trust boundaries (core banking, ledger, KYC, third-party rails) before touching a request.

02

Manual business-logic testing

Senior pentesters chain low-severity issues into ATO, fraud and money-movement exploits.

03

Mobile + API parity

iOS, Android and backend APIs tested as one attack surface — MASVS, OWASP API Top 10 and PCI-DSS aligned.

04

Compliance-ready evidence

Audit-ready packs for RBI, SEBI, PCI-DSS 4.0 QSA, SOC 2 and ISO 27001.

Client benefits

What you get

  • Reduce fraud, ATO and chargeback risk before launch.
  • RBI / SEBI / PCI-DSS QSA-acceptable pentest evidence.
  • Developer-friendly remediation with video PoCs.
  • Free retest + signed attestation after fixes.
Compliance & frameworks

Aligned to

PCI-DSS 4.0RBI Cyber Security FrameworkSEBI Cyber Security CircularSOC 2 Type IIISO 27001:2022
FAQ

FinTech & Banking pentesting — common questions

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